ANALYSIS OF PROCEDURE FOR PROVIDING MULTI-PURPOSE CREDIT FUNDING AT PT. FEDERAL INTERNATIONAL FINANCE (FIF)

Suci Alima Noor Afddinis(1*), Sulastini Sulastini(2), Mursanto Mursanto(3)

(1) Manajemen Study Program Faculty Of Economic, Islamic University of Kalimantan Muhammad Arsyad Al-Banjari, Banjarmasin, Indonesia
(2) Manajemen Study Program Faculty Of Economic, Islamic University of Kalimantan Muhammad Arsyad Al-Banjari, Banjarmasin, Indonesia
(3) Manajemen Study Program Faculty Of Economic, Islamic University of Kalimantan Muhammad Arsyad Al-Banjari, Banjarmasin, Indonesia
(*) Corresponding Author

Sari


This study aims to determine: To analyze the effectiveness of procedures for providing multipurpose credit funds to customers at PT. Federal International Finance (FIF) Banjarmasin Branch (2) To analyze the bad debt control system for customers at PT. Federal International Finance Banjarmasin Branch. This study uses a qualitative descriptive research method, . Data obtained from the results of observations and interviews conducted at PT. Federal International Finance (Fif) Banjarmasin Branch. The results of this study indicate that in analyzing the feasibility of granting credit to consumers, in addition to using the 5C analysis, the company also uses five eligibility parameters in analyzing whether or not prospective debtors are financed, this proves that the company has carried out the credit approval process in accordance with procedures set by the company. Appropriate division of tasks and segregation of functions is the company's internal control which is one way to minimize the risk of bad debts.


Kata Kunci


Innovation; Performance; Company

Teks Lengkap:

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DOI: http://dx.doi.org/10.31602/.v0i0.13046

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